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GARRUN CYBER

CYBER SECURITY SOLUTIONS

For the Next Generation Business

The rapid pace of technological advancements means digital platforms are the lifeblood of many businesses. But every organisation that has an online presence is vulnerable to the severe consequences of a cyber incident.

The consequences of a cyber-attack can cause severe damage to any business, with the worst-case scenario being the forced closure due to the loss of key company data or inability to access your business system. It is therefore an imperative that businesses manage and mitigate their risks with a layered approach which includes security software, awareness training and cyber insurance.

The insurance policy, which acts as that final layer of protection, could be the difference between a business closing or surviving

The Likelihood of a

CYBER ATTACK

COMPARED

The chances of experiencing a data breach are higher than you'd think. Take a look as we compare the odds.

1 in 4

Cyber Attacks

    • The were an estimated 8.4 billion devices targeted by cyber-criminals in 2017.
    • A report by the Ponemon institute estimates that the chances of experiencing a data breach are as high as 1 in 4.
  • 1 in 50

    Home Burglaries/invasion

    • An average of 1.3 million homes experience a break-in or burglary per year.
    • According to the Governance, Public Safety and Justice Survey 2018/19 that roughly a 5,8% chance.
  • 1 in 1000

    Sars Audit

    • According to the Sars website a total of 235 518 returns were filed by the deadline-day.
  • 1 in 14,600

    Struck by Lightning

    • If you live to be 80 years old, the National Weather Service says your chances of being struck by lightning is roughly 1 in 14,600
  • 1 in 5,400,000

    Plane Accident

    • According to recent reports, the chances of being in plane crash are one in 5.4 million.
  • 1 in 14,000,000

    Chances of winning the Lottery

    • When BusinessTech tackled the odds of winning the Lottery six years ago, we found that you had a 1 in 13,983,816 chance of winning
  • With the dynamic nature of cyber risk, we have summarised the cover you would enjoy under a cyber risk insurance policy:

    • Cyber Liability
    • Crisis Management Expenses & Notification Expenses
    • Data Recovery & Loss of Business Income
    • Cyber Extortion
    • Digital Media Liability
    • Initial Response Phase

    Why Garrun Cyber?

    With cyber threats fast becoming the most destructive risk facing businesses, Garrun Cyber has created an innovative, holistic risk management solution which rewards businesses that are more cyber resilient. If you adopt our state-of-the-art security software and awareness training, you receive significant discounts and/or improved terms and conditions on your cyber insurance policy underwritten by ITOO.

    No matter how secure your environment may be from a cyber-attack, risk is always present and cannot be fully avoided. An insurance policy is an important backstop in your business’s cyber risk-management strategy.

    Our partnership with Xpand IT, a cybersecurity firm, allows us to expand our skillset and improve service value for our client base. Garrun Cyber is a thought leader in cyber risk management, assisting businesses in developing a clear approach to being cyber resilient.

    Specialised Liability

  • It is important to have liability cover if you are in certain professional vocations or when you own a business. Specialised liability insurance includes cover for professional negligence, employee dishonesty and other vulnerabilities where you or your business may be legally vulnerable. This cover includes protection against litigation arising as a result of the Consumer Protection Act.

  • Products Liability

  • It is critical for manufacturers, distributors, suppliers and retailers to have products liability insurance as they could potentially be held responsible for injuries caused by the products they manufacture, distribute or sell. Products liability cover is designed to protect these businesses against claims arising from the use, handling or consumption of your product.

  • Defective Workmanship

  • If your business repairs, maintains or works on property belonging to others, you need defective workmanship insurance. Unfortunately, everyone can make a mistake and if your mistake causes injury to your client or damage to their property, you will be held responsible. Defective workmanship insurance is a sensible way to ensure your business's survival.

  • Directors' and Officers' Liability Insurance

  • The insurance provided under this policy covers the company's directors, officers and managers in case they need to face legal action in their personal capacity for actions and decisions they made on behalf of the company. Directors and officers liability insurance covers individual members through advancing legal costs plus indemnification against certain costs for which they may be held personally responsible; thereby protecting their personal assets. This policy is a company paid insurance policy, with the insured persons being its members. The company itself is excluded from this cover. Stakeholders that could hold company management liable for bad decisions are: creditors, shareholders, customers, employees, SARS, state authorities and suppliers, etc.

  • Employment Practices Liability Insurance

  • The insurance cover provided by this policy covers employer's legal expenses, awards, out of court settlements and back pay following a reinstatement order made against it by the CCMA, Bargaining Councils and Labour Court for unfair labour practices such as unfair dismissal, discrimination, sexual harassment and failure to employ. The labour force in South Africa is possibly the most litigious community in the world. Employees have access to an efficient and inexpensive system to sue employers while employers are at the mercy of labour legislation and inconsistent decision-making processes at the dispute resolution platforms. Claims can be made against the company by past, current, permanent and temporary employees. Job applicants and contractors who claim to be employees may also be included.

  • Professional Indemnity Insurance

  • Professional indemnity insurance, often referred to as PI insurance, covers legal costs and expenses sustained in your defence, as well as any damages or costs that may be granted, if you are alleged to have given inadequate advice, services or designs that cause your client to lose financially.

  • Contract Works

  • Contractors All Risk
    This specialist insurance product provides cover against damage to, or loss of tools, materials and building works during the course of construction at a contract site. In addition, contractors all risk insurance includes cover for accidental or malicious damage or theft at a contract site, fixed and unfixed materials, tools and work in progress including surrounding property damage.

  • Erection All Risks

  • Erection and installation works is a hazardous business. The installation and testing of machinery, plant and steel structures may result in costly damage. Erection all risks insurance provides cover for a broad range of risks associated with this industry. Contractors, consulting engineers, architects and those in related professions will benefit from this product as it offers protection against unforeseen and costly accidents.

  • Plant All Risks

  • Construction sites are dangerous places; to protect your business against any loss of, or damage to machinery, plant and equipment used in civil and construction works, this highly specialised product provides for eventualities like mechanical failure, breakdown, depreciations, wear and tear, etc.

  • Marine Insurance

  • Hull or Small Craft Cover

    Marine equipment and machinery are high-value assets for which comprehensive insurance is necessary. Hull Insurance includes cover for loss of, or damage to vessels as well as passenger and third party liability owing to negligence.

    Sea Going Vessels or Freight Cover

    Importers and distributors need hull insurance for sea going vessels. It covers marine cargo in transit including inland transportation. In addition, it includes cover for freights carried to and from locations abroad via land, air or sea.

    Domestic Marine

    Domestic marine insurance is intended for personal domestic policy holders in the event that they need to move goods from one house to another.

  • Aviation Insurance

  • Aviation insurance provides cover for a broad range of corporate, private or commercial aircraft owners. It includes cover for both fixed and rotor wing aircraft.

  • Game / Wildlife Insurance

  • Private and commercial game farms need specialised insurance to protect their wildlife assets from fire, lightning, flood damage, risks during capture, transportation risks such as post-release stress and many other risks. Our expertise and advice will provide you with the best, customised insurance solution.

  • Film Producers Insurance

  • The film industry is often dependent on weather conditions and other uncontrollable circumstances. As protection against these situations, we offer specialised insurance for film producers. Film producers' insurance includes the costs of re-shoots, continuing hire charges, non-appearance of artists and key film crew, plus all risk cover in filming and prop equipment, negatives, video takes and personal accidents.

  • Travel Insurance

  • The last thing you want to worry about while travelling is losing your belongings, delayed flights or medical expenses. For your peace of mind, ensure that you have adequate travel cover so you are prepared for unforeseen circumstances that may potentially spoil your holiday. Travel insurance includes cover for personal accident and liabilities, medical and dental expenses, loss of personal belongings, travel delays and cancellations.

     

  • Third Party Liability

  • A contractor's site constitutes an unsafe environment, not safe for members of the public. However, the public often enter these locations either by necessity or mistake which exposes them to risk of injury or even loss of life. Third party liability will protect the contractor from the disastrous effects of legal action due to injury or death at a contractor's site.

  • ProCycle Insurance

  • As a cyclist, you want your bicycle insurance to comprehensively cover your bicycle while in use or during a race, both for road cycling and mountain biking. It is important to note that your general policy does not cover your bicycle while in use or at a race; therefore, ProCycle insurance is needed in addition to your general policy.

  • HCV Insurance

  • Heavy Commercial Vehicle Insurance cover for trucks, trailers or fleet as well as goods that are being transported.  Cover is not limited to South Africa only and is extended to include the territorial limits allowed by each Insurer.  All solutions are custom-tailored to suite each and every client specifically to their needs with a holistic approach to Risk Mitigation. 

  • Choose an option
    Get a Quote ENQUIRE NOW

    GARRUN CYBER

    CYBER SECURITY SOLUTIONS

    For the Next Generation Business

    The rapid pace of technological advancements means digital platforms are the lifeblood of many businesses. But every organisation that has an online presence is vulnerable to the severe consequences of a cyber incident.

    The consequences of a cyber-attack can cause severe damage to any business, with the worst-case scenario being the forced closure due to the loss of key company data or inability to access your business system. It is therefore an imperative that businesses manage and mitigate their risks with a layered approach which includes security software, awareness training and cyber insurance.

    The insurance policy, which acts as that final layer of protection, could be the difference between a business closing or surviving

    The Likelihood of a

    CYBER ATTACK

    COMPARED

    The chances of experiencing a data breach are higher than you'd think. Take a look as we compare the odds.

    1 in 4

    Cyber Attacks

    • The were an estimated 8.4 billion devices targeted by cyber-criminals in 2017.
    • A report by the Ponemon institute estimates that the chances of experiencing a data breach are as high as 1 in 4.
  • 1 in 50

    Home Burglaries/invasion

    • An average of 1.3 million homes experience a break-in or burglary per year.
    • According to the Governance, Public Safety and Justice Survey 2018/19 that roughly a 5,8% chance.
  • 1 in 1000

    Sars Audit

    • According to the Sars website a total of 235 518 returns were filed by the deadline-day.
  • 1 in 14,600

    Struck by Lightning

    • If you live to be 80 years old, the National Weather Service says your chances of being struck by lightning is roughly 1 in 14,600
  • 1 in 5,400,000

    Plane Accident

    • According to recent reports, the chances of being in plane crash are one in 5.4 million.
  • 1 in 14,000,000

    Chances of winning the Lottery

    • When BusinessTech tackled the odds of winning the Lottery six years ago, we found that you had a 1 in 13,983,816 chance of winning
  • With the dynamic nature of cyber risk, we have summarised the cover you would enjoy under a cyber risk insurance policy:

    • Cyber Liability
    • Crisis Management Expenses & Notification Expenses
    • Data Recovery & Loss of Business Income
    • Cyber Extortion
    • Digital Media Liability
    • Initial Response Phase

    Why Garrun Cyber?

    With cyber threats fast becoming the most destructive risk facing businesses, Garrun Cyber has created an innovative, holistic risk management solution which rewards businesses that are more cyber resilient. If you adopt our state-of-the-art security software and awareness training, you receive significant discounts and/or improved terms and conditions on your cyber insurance policy underwritten by ITOO.

    No matter how secure your environment may be from a cyber-attack, risk is always present and cannot be fully avoided. An insurance policy is an important backstop in your business’s cyber risk-management strategy.

    Our partnership with Xpand IT, a cybersecurity firm, allows us to expand our skillset and improve service value for our client base. Garrun Cyber is a thought leader in cyber risk management, assisting businesses in developing a clear approach to being cyber resilient.

    • Specialised Liability
      • It is important to have liability cover if you are in certain professional vocations or when you own a business. Specialised liability insurance includes cover for professional negligence, employee dishonesty and other vulnerabilities where you or your business may be legally vulnerable. This cover includes protection against litigation arising as a result of the Consumer Protection Act.

    • Products Liability
      • It is critical for manufacturers, distributors, suppliers and retailers to have products liability insurance as they could potentially be held responsible for injuries caused by the products they manufacture, distribute or sell. Products liability cover is designed to protect these businesses against claims arising from the use, handling or consumption of your product.

    • Defective Workmanship
      • If your business repairs, maintains or works on property belonging to others, you need defective workmanship insurance. Unfortunately, everyone can make a mistake and if your mistake causes injury to your client or damage to their property, you will be held responsible. Defective workmanship insurance is a sensible way to ensure your business's survival.

    • Directors' and Officers' Liability Insurance
      • The insurance provided under this policy covers the company's directors, officers and managers in case they need to face legal action in their personal capacity for actions and decisions they made on behalf of the company. Directors and officers liability insurance covers individual members through advancing legal costs plus indemnification against certain costs for which they may be held personally responsible; thereby protecting their personal assets. This policy is a company paid insurance policy, with the insured persons being its members. The company itself is excluded from this cover. Stakeholders that could hold company management liable for bad decisions are: creditors, shareholders, customers, employees, SARS, state authorities and suppliers, etc.

    • Employment Practices Liability Insurance
      • The insurance cover provided by this policy covers employer's legal expenses, awards, out of court settlements and back pay following a reinstatement order made against it by the CCMA, Bargaining Councils and Labour Court for unfair labour practices such as unfair dismissal, discrimination, sexual harassment and failure to employ. The labour force in South Africa is possibly the most litigious community in the world. Employees have access to an efficient and inexpensive system to sue employers while employers are at the mercy of labour legislation and inconsistent decision-making processes at the dispute resolution platforms. Claims can be made against the company by past, current, permanent and temporary employees. Job applicants and contractors who claim to be employees may also be included.

    • Professional Indemnity Insurance
      • Professional indemnity insurance, often referred to as PI insurance, covers legal costs and expenses sustained in your defence, as well as any damages or costs that may be granted, if you are alleged to have given inadequate advice, services or designs that cause your client to lose financially.

    • Contract Works
      • Contractors All Risk
        This specialist insurance product provides cover against damage to, or loss of tools, materials and building works during the course of construction at a contract site. In addition, contractors all risk insurance includes cover for accidental or malicious damage or theft at a contract site, fixed and unfixed materials, tools and work in progress including surrounding property damage.

    • Erection All Risks
      • Erection and installation works is a hazardous business. The installation and testing of machinery, plant and steel structures may result in costly damage. Erection all risks insurance provides cover for a broad range of risks associated with this industry. Contractors, consulting engineers, architects and those in related professions will benefit from this product as it offers protection against unforeseen and costly accidents.

    • Plant All Risks
      • Construction sites are dangerous places; to protect your business against any loss of, or damage to machinery, plant and equipment used in civil and construction works, this highly specialised product provides for eventualities like mechanical failure, breakdown, depreciations, wear and tear, etc.

    • Marine Insurance
      • Hull or Small Craft Cover

        Marine equipment and machinery are high-value assets for which comprehensive insurance is necessary. Hull Insurance includes cover for loss of, or damage to vessels as well as passenger and third party liability owing to negligence.

        Sea Going Vessels or Freight Cover

        Importers and distributors need hull insurance for sea going vessels. It covers marine cargo in transit including inland transportation. In addition, it includes cover for freights carried to and from locations abroad via land, air or sea.

        Domestic Marine

        Domestic marine insurance is intended for personal domestic policy holders in the event that they need to move goods from one house to another.

    • Aviation Insurance
      • Aviation insurance provides cover for a broad range of corporate, private or commercial aircraft owners. It includes cover for both fixed and rotor wing aircraft.

    • Game / Wildlife Insurance
      • Private and commercial game farms need specialised insurance to protect their wildlife assets from fire, lightning, flood damage, risks during capture, transportation risks such as post-release stress and many other risks. Our expertise and advice will provide you with the best, customised insurance solution.

    • Film Producers Insurance
      • The film industry is often dependent on weather conditions and other uncontrollable circumstances. As protection against these situations, we offer specialised insurance for film producers. Film producers' insurance includes the costs of re-shoots, continuing hire charges, non-appearance of artists and key film crew, plus all risk cover in filming and prop equipment, negatives, video takes and personal accidents.

    • Travel Insurance
      • The last thing you want to worry about while travelling is losing your belongings, delayed flights or medical expenses. For your peace of mind, ensure that you have adequate travel cover so you are prepared for unforeseen circumstances that may potentially spoil your holiday. Travel insurance includes cover for personal accident and liabilities, medical and dental expenses, loss of personal belongings, travel delays and cancellations.

         

    • Third Party Liability
      • A contractor's site constitutes an unsafe environment, not safe for members of the public. However, the public often enter these locations either by necessity or mistake which exposes them to risk of injury or even loss of life. Third party liability will protect the contractor from the disastrous effects of legal action due to injury or death at a contractor's site.

    • ProCycle Insurance
      • As a cyclist, you want your bicycle insurance to comprehensively cover your bicycle while in use or during a race, both for road cycling and mountain biking. It is important to note that your general policy does not cover your bicycle while in use or at a race; therefore, ProCycle insurance is needed in addition to your general policy.

    • HCV Insurance
      • Heavy Commercial Vehicle Insurance cover for trucks, trailers or fleet as well as goods that are being transported.  Cover is not limited to South Africa only and is extended to include the territorial limits allowed by each Insurer.  All solutions are custom-tailored to suite each and every client specifically to their needs with a holistic approach to Risk Mitigation.